Agreed!

I want to change my Dorm for a two-storey house but how?

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Answer:
If you wish, nothing is impossible .Most importantly, be willing and committed to your dream .Very important to achieve the goal are several factors .Your job : if you can set aside some money from his salary to repay the loan or to make the Bank Deposit.Family : if you have a baby , it is impossible to limit it to necessary .Perhaps if there is catastrophically lacking money, will have to change jobs for better paid or to look for additional income.It all depends on how you want to acquire housing on credit or for cash , without the Bank .Guaranteed success in your case it is important to have a good income ,the right to invest it in some business (for example Deposit ) and savings .
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